FREE ONLINE CALCULATOR

Dollar Cost Averaging Calculator

Model regular monthly investing and compare total deposits with an assumed compounded future balance.

✓ Instant results ✓ Editable inputs ✓ Formula explained
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FINANCE · TOOLS
TRANSPARENT FORMULAS NO ACCOUNT REQUIRED INVESTMENT MATH
CALCULATION TOOL

Dollar Cost Averaging Calculator

Change any value and calculate again.

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Uses the values you enter. No account required.
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HOW IT WORKS

The calculation

Projected balance = initial × (1 + r)^n + monthly contribution × [((1+r)^n − 1) ÷ r]; r = annual rate/12, deposits at month-end.

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ASSUMPTIONS

Know the limitations

Assumes smooth monthly compounding and constant returns. Market investments fluctuate; a constant rate is not a prediction.

Results are estimates derived from your inputs.

ABOUT THIS TOOL

When to use a dollar cost averaging calculator

Model regular monthly investing and compare total deposits with an assumed compounded future balance.

All assumptions are visible and adjustable. Check rates and underlying data against original sources before making a decision.

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